Call reports 2009
KAHOKA STATE BANK — 2009
What KAHOKA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,759,000 | 47,297,000 | 46,873,000 | 47,515,000 |
| Total loans | 28,194,000 | 27,815,000 | 28,540,000 | 29,217,000 |
| Allowance for loan losses | 399,000 | 408,000 | 353,000 | 354,000 |
| Securities available for sale | 8,982,000 | 10,575,000 | 11,633,000 | 11,330,000 |
| Securities held to maturity | 2,923,000 | 2,925,000 | 2,924,000 | 2,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,216,000 | 42,645,000 | 42,170,000 | 42,862,000 |
| Interest-bearing deposits | 38,818,000 | 39,605,000 | 38,648,000 | 39,480,000 |
| Noninterest-bearing deposits | 3,398,000 | 3,040,000 | 3,522,000 | 3,382,000 |
| Equity capital | 4,270,000 | 4,395,000 | 4,425,000 | 4,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,354,000 | 2,000,000 | 2,652,000 |
| Interest expense | 304,000 | 609,000 | 914,000 | 1,207,000 |
| Net interest income | 322,000 | 745,000 | 1,086,000 | 1,445,000 |
| Noninterest income | 48,000 | 117,000 | 193,000 | 259,000 |
| Noninterest expense | 269,000 | 545,000 | 811,000 | 1,150,000 |
| Provision for loan losses | 44,000 | 51,000 | 155,000 | 163,000 |
| Pretax income | 56,000 | 268,000 | 310,000 | 389,000 |
| Income tax | 20,000 | 76,000 | 105,000 | 130,000 |
| Net income | 36,000 | 192,000 | 205,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,224,000 | 4,335,000 | 4,348,000 | 4,341,000 |
| Total capital | 4,572,000 | 4,679,000 | 4,695,000 | 4,695,000 |
| Risk-weighted assets | 27,768,000 | 27,457,000 | 27,773,000 | 28,362,000 |