Call reports 2008
KAHOKA STATE BANK — 2008
What KAHOKA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 45,635,000 | 45,932,000 | 45,326,000 | 44,148,000 |
| Total loans | 27,486,000 | 28,132,000 | 28,830,000 | 28,255,000 |
| Allowance for loan losses | 392,000 | 386,000 | 408,000 | 353,000 |
| Securities available for sale | 3,331,000 | 3,647,000 | 3,783,000 | 5,453,000 |
| Securities held to maturity | 2,924,000 | 2,920,000 | 2,923,000 | 2,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,136,000 | 41,483,000 | 40,803,000 | 39,630,000 |
| Interest-bearing deposits | 37,974,000 | 38,303,000 | 37,046,000 | 36,690,000 |
| Noninterest-bearing deposits | 3,162,000 | 3,180,000 | 3,757,000 | 2,940,000 |
| Equity capital | 4,154,000 | 4,178,000 | 4,235,000 | 4,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,359,000 | 2,046,000 | 2,691,000 |
| Interest expense | 348,000 | 687,000 | 1,016,000 | 1,332,000 |
| Net interest income | 334,000 | 672,000 | 1,030,000 | 1,359,000 |
| Noninterest income | 55,000 | 120,000 | 197,000 | 252,000 |
| Noninterest expense | 290,000 | 545,000 | 842,000 | 1,146,000 |
| Provision for loan losses | 0 | 4,000 | 24,000 | 189,000 |
| Pretax income | 99,000 | 242,000 | 360,000 | 270,000 |
| Income tax | 50,000 | 101,000 | 151,000 | 81,000 |
| Net income | 49,000 | 141,000 | 209,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,137,000 | 4,185,000 | 4,253,000 | 4,187,000 |
| Total capital | 4,474,000 | 4,530,000 | 4,602,000 | 4,528,000 |
| Risk-weighted assets | 26,906,000 | 27,528,000 | 27,832,000 | 27,304,000 |