Call reports 2007
KAHOKA STATE BANK — 2007
What KAHOKA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,503,000 | 42,005,000 | 42,504,000 | 43,604,000 |
| Total loans | 26,460,000 | 27,519,000 | 28,085,000 | 28,138,000 |
| Allowance for loan losses | 319,000 | 338,000 | 350,000 | 390,000 |
| Securities available for sale | 3,172,000 | 3,298,000 | 3,314,000 | 3,335,000 |
| Securities held to maturity | 2,875,000 | 2,875,000 | 2,924,000 | 2,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,321,000 | 37,814,000 | 38,181,000 | 39,214,000 |
| Interest-bearing deposits | 33,487,000 | 34,767,000 | 35,415,000 | 36,217,000 |
| Noninterest-bearing deposits | 2,834,000 | 3,047,000 | 2,766,000 | 2,997,000 |
| Equity capital | 3,900,000 | 3,919,000 | 4,006,000 | 4,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,315,000 | 2,028,000 | 2,769,000 |
| Interest expense | 291,000 | 613,000 | 961,000 | 1,317,000 |
| Net interest income | 347,000 | 702,000 | 1,067,000 | 1,452,000 |
| Noninterest income | 45,000 | 93,000 | 136,000 | 189,000 |
| Noninterest expense | 281,000 | 548,000 | 834,000 | 1,108,000 |
| Provision for loan losses | 18,000 | 36,000 | 48,000 | 52,000 |
| Pretax income | 93,000 | 211,000 | 322,000 | 481,000 |
| Income tax | 47,000 | 94,000 | 128,000 | 160,000 |
| Net income | 46,000 | 117,000 | 194,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,904,000 | 3,930,000 | 4,006,000 | 4,089,000 |
| Total capital | 4,216,000 | 4,257,000 | 4,340,000 | 4,426,000 |
| Risk-weighted assets | 24,944,000 | 26,173,000 | 26,736,000 | 26,922,000 |