Call reports 2006
KAHOKA STATE BANK — 2006
What KAHOKA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,528,000 | 36,745,000 | 37,206,000 | 38,134,000 |
| Total loans | 26,042,000 | 26,706,000 | 27,086,000 | 26,725,000 |
| Allowance for loan losses | 317,000 | 334,000 | 351,000 | 299,000 |
| Securities available for sale | 2,495,000 | 2,499,000 | 2,864,000 | 2,868,000 |
| Securities held to maturity | 3,080,000 | 2,974,000 | 2,874,000 | 2,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,621,000 | 32,815,000 | 33,150,000 | 34,052,000 |
| Interest-bearing deposits | 28,921,000 | 30,024,000 | 30,533,000 | 30,978,000 |
| Noninterest-bearing deposits | 2,700,000 | 2,791,000 | 2,617,000 | 3,074,000 |
| Equity capital | 3,694,000 | 3,736,000 | 3,816,000 | 3,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,087,000 | 1,669,000 | 2,280,000 |
| Interest expense | 187,000 | 410,000 | 663,000 | 937,000 |
| Net interest income | 341,000 | 677,000 | 1,006,000 | 1,343,000 |
| Noninterest income | 22,000 | 78,000 | 132,000 | 198,000 |
| Noninterest expense | 273,000 | 518,000 | 768,000 | 1,056,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 72,000 | 202,000 | 317,000 | 415,000 |
| Income tax | 46,000 | 91,000 | 136,000 | 143,000 |
| Net income | 26,000 | 111,000 | 181,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,713,000 | 3,752,000 | 3,822,000 | 3,858,000 |
| Total capital | 4,009,000 | 4,056,000 | 4,132,000 | 4,157,000 |
| Risk-weighted assets | 23,644,000 | 24,312,000 | 24,739,000 | 24,728,000 |