Call reports 2005
KAHOKA STATE BANK — 2005
What KAHOKA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,811,000 | 34,371,000 | 34,755,000 | 34,791,000 |
| Total loans | 24,712,000 | 26,017,000 | 26,445,000 | 26,520,000 |
| Allowance for loan losses | 301,000 | 353,000 | 370,000 | 291,000 |
| Securities available for sale | 2,138,000 | 2,297,000 | 2,388,000 | 2,390,000 |
| Securities held to maturity | 3,281,000 | 3,281,000 | 3,179,000 | 3,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,131,000 | 30,066,000 | 29,847,000 | 30,240,000 |
| Interest-bearing deposits | 28,156,000 | 27,581,000 | 27,343,000 | 27,655,000 |
| Noninterest-bearing deposits | 2,975,000 | 2,485,000 | 2,504,000 | 2,585,000 |
| Equity capital | 3,515,000 | 3,590,000 | 3,635,000 | 3,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 983,000 | 1,496,000 | 2,017,000 |
| Interest expense | 152,000 | 314,000 | 493,000 | 673,000 |
| Net interest income | 328,000 | 669,000 | 1,003,000 | 1,344,000 |
| Noninterest income | 51,000 | 116,000 | 160,000 | 202,000 |
| Noninterest expense | 227,000 | 451,000 | 700,000 | 957,000 |
| Provision for loan losses | 18,000 | 42,000 | 66,000 | 66,000 |
| Pretax income | 134,000 | 292,000 | 395,000 | 521,000 |
| Income tax | 42,000 | 85,000 | 137,000 | 179,000 |
| Net income | 92,000 | 207,000 | 258,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,536,000 | 3,606,000 | 3,657,000 | 3,686,000 |
| Total capital | 3,824,000 | 3,900,000 | 3,955,000 | 3,977,000 |
| Risk-weighted assets | 23,061,000 | 23,431,000 | 23,797,000 | 24,008,000 |