Call reports 2004
KAHOKA STATE BANK — 2004
What KAHOKA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,497,000 | 33,242,000 | 33,833,000 | 33,899,000 |
| Total loans | 22,097,000 | 23,597,000 | 24,631,000 | 24,737,000 |
| Allowance for loan losses | 288,000 | 307,000 | 305,000 | 276,000 |
| Securities available for sale | 1,811,000 | 1,791,000 | 2,244,000 | 2,057,000 |
| Securities held to maturity | 3,493,000 | 3,493,000 | 3,193,000 | 3,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,058,000 | 29,139,000 | 29,673,000 | 30,334,000 |
| Interest-bearing deposits | 26,707,000 | 26,850,000 | 27,064,000 | 27,365,000 |
| Noninterest-bearing deposits | 2,351,000 | 2,289,000 | 2,609,000 | 2,969,000 |
| Equity capital | 3,291,000 | 3,339,000 | 3,433,000 | 3,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 907,000 | 1,386,000 | 1,858,000 |
| Interest expense | 150,000 | 292,000 | 442,000 | 591,000 |
| Net interest income | 301,000 | 615,000 | 944,000 | 1,267,000 |
| Noninterest income | 52,000 | 110,000 | 155,000 | 212,000 |
| Noninterest expense | 225,000 | 441,000 | 670,000 | 932,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 108,000 | 245,000 | 369,000 | 469,000 |
| Income tax | 40,000 | 77,000 | 114,000 | 154,000 |
| Net income | 68,000 | 168,000 | 255,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,287,000 | 3,347,000 | 3,434,000 | 3,444,000 |
| Total capital | 3,547,000 | 3,620,000 | 3,720,000 | 3,720,000 |
| Risk-weighted assets | 20,804,000 | 21,797,000 | 22,897,000 | 23,098,000 |