Call reports 2003
KAHOKA STATE BANK — 2003
What KAHOKA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,485,000 | 33,354,000 | 32,710,000 | 31,751,000 |
| Total loans | 20,990,000 | 21,650,000 | 22,240,000 | 22,070,000 |
| Allowance for loan losses | 284,000 | 305,000 | 289,000 | 275,000 |
| Securities available for sale | 1,635,000 | 1,631,000 | 1,921,000 | 1,813,000 |
| Securities held to maturity | 3,117,000 | 3,016,000 | 3,310,000 | 3,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,153,000 | 29,560,000 | 28,846,000 | 28,395,000 |
| Interest-bearing deposits | 26,677,000 | 27,365,000 | 26,506,000 | 26,000,000 |
| Noninterest-bearing deposits | 2,476,000 | 2,195,000 | 2,340,000 | 2,395,000 |
| Equity capital | 3,124,000 | 3,155,000 | 3,208,000 | 3,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 956,000 | 1,414,000 | 1,879,000 |
| Interest expense | 194,000 | 384,000 | 563,000 | 721,000 |
| Net interest income | 286,000 | 572,000 | 851,000 | 1,158,000 |
| Noninterest income | 58,000 | 108,000 | 165,000 | 211,000 |
| Noninterest expense | 222,000 | 440,000 | 672,000 | 913,000 |
| Provision for loan losses | 22,000 | 45,000 | 63,000 | 81,000 |
| Pretax income | 98,000 | 194,000 | 280,000 | 374,000 |
| Income tax | 37,000 | 61,000 | 92,000 | 117,000 |
| Net income | 61,000 | 133,000 | 188,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,112,000 | 3,145,000 | 3,200,000 | 3,219,000 |
| Total capital | 3,366,000 | 3,405,000 | 3,462,000 | 3,478,000 |
| Risk-weighted assets | 20,265,000 | 20,740,000 | 20,914,000 | 20,733,000 |