Call reports 2002
KAHOKA STATE BANK — 2002
What KAHOKA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,485,000 | 31,717,000 | 31,560,000 | 31,768,000 |
| Total loans | 21,113,000 | 21,553,000 | 22,244,000 | 21,524,000 |
| Allowance for loan losses | 209,000 | 228,000 | 245,000 | 265,000 |
| Securities available for sale | 1,019,000 | 821,000 | 1,333,000 | 1,638,000 |
| Securities held to maturity | 3,903,000 | 3,979,000 | 3,583,000 | 3,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,368,000 | 28,579,000 | 27,780,000 | 28,495,000 |
| Interest-bearing deposits | 26,210,000 | 26,453,000 | 25,659,000 | 26,276,000 |
| Noninterest-bearing deposits | 2,158,000 | 2,126,000 | 2,121,000 | 2,219,000 |
| Equity capital | 2,903,000 | 2,961,000 | 3,056,000 | 3,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,037,000 | 1,566,000 | 2,094,000 |
| Interest expense | 235,000 | 458,000 | 673,000 | 878,000 |
| Net interest income | 281,000 | 579,000 | 893,000 | 1,216,000 |
| Noninterest income | 48,000 | 98,000 | 142,000 | 198,000 |
| Noninterest expense | 217,000 | 426,000 | 630,000 | 863,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 89,000 | 206,000 | 337,000 | 459,000 |
| Income tax | 22,000 | 40,000 | 79,000 | 140,000 |
| Net income | 67,000 | 164,000 | 257,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,891,000 | 2,948,000 | 3,041,000 | 3,052,000 |
| Total capital | 3,100,000 | 3,176,000 | 3,286,000 | 3,309,000 |
| Risk-weighted assets | 20,052,000 | 20,539,000 | 20,968,000 | 20,521,000 |