Call reports 2001
KAHOKA STATE BANK — 2001
What KAHOKA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,413,000 | 28,514,000 | 29,222,000 | 30,333,000 |
| Total loans | 19,093,000 | 20,351,000 | 21,137,000 | 21,156,000 |
| Allowance for loan losses | 164,000 | 186,000 | 188,000 | 216,000 |
| Securities available for sale | 806,000 | 1,014,000 | 1,035,000 | 1,029,000 |
| Securities held to maturity | 3,631,000 | 3,721,000 | 3,722,000 | 3,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,488,000 | 25,551,000 | 26,181,000 | 27,294,000 |
| Interest-bearing deposits | 23,473,000 | 23,670,000 | 24,450,000 | 25,129,000 |
| Noninterest-bearing deposits | 2,015,000 | 1,881,000 | 1,731,000 | 2,165,000 |
| Equity capital | 2,719,000 | 2,750,000 | 2,814,000 | 2,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,059,000 | 1,597,000 | 2,134,000 |
| Interest expense | 269,000 | 532,000 | 797,000 | 1,052,000 |
| Net interest income | 257,000 | 527,000 | 800,000 | 1,082,000 |
| Noninterest income | 47,000 | 91,000 | 132,000 | 183,000 |
| Noninterest expense | 203,000 | 402,000 | 618,000 | 840,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 82,000 |
| Pretax income | 81,000 | 177,000 | 255,000 | 343,000 |
| Income tax | 24,000 | 49,000 | 73,000 | 89,000 |
| Net income | 57,000 | 129,000 | 183,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,706,000 | 2,738,000 | 2,792,000 | 2,823,000 |
| Total capital | 2,870,000 | 2,924,000 | 2,980,000 | 3,039,000 |
| Risk-weighted assets | 18,293,000 | 18,957,000 | 19,713,000 | 19,911,000 |