Call reports 2009
BANK OF LEETON — 2009
What BANK OF LEETON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,441,000 | 24,524,000 | 22,827,000 | 20,128,000 |
| Total loans | 18,745,000 | 17,936,000 | 17,110,000 | 15,153,000 |
| Allowance for loan losses | 335,000 | 525,000 | 628,000 | 527,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 1,500,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,719,000 | 23,190,000 | 22,358,000 | 20,335,000 |
| Interest-bearing deposits | 21,946,000 | 20,540,000 | 19,462,000 | 17,534,000 |
| Noninterest-bearing deposits | 2,773,000 | 2,650,000 | 2,896,000 | 2,801,000 |
| Equity capital | 606,000 | 212,000 | 366,000 | -272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 609,000 | 874,000 | 1,141,000 |
| Interest expense | 204,000 | 404,000 | 579,000 | 700,000 |
| Net interest income | 105,000 | 205,000 | 295,000 | 441,000 |
| Noninterest income | 12,000 | 29,000 | 51,000 | 70,000 |
| Noninterest expense | 384,000 | 612,000 | 798,000 | 1,083,000 |
| Provision for loan losses | 1,015,000 | 1,347,000 | 1,469,000 | 1,966,000 |
| Pretax income | -1,282,000 | -1,725,000 | -1,921,000 | -2,538,000 |
| Income tax | 0 | -48,000 | -48,000 | -28,000 |
| Net income | -1,282,000 | -1,677,000 | -1,873,000 | -2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 606,000 | 212,000 | 366,000 | -272,000 |
| Total capital | 856,000 | 424,000 | 595,000 | -272,000 |
| Risk-weighted assets | 19,878,000 | 18,575,000 | 17,898,000 | 15,562,000 |