Call reports 2008
BANK OF LEETON — 2008
What BANK OF LEETON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,951,000 | 21,104,000 | 25,467,000 | 25,594,000 |
| Total loans | 13,471,000 | 15,065,000 | 18,758,000 | 20,200,000 |
| Allowance for loan losses | 140,000 | 132,000 | 320,000 | 576,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,971,000 | 19,110,000 | 22,658,000 | 23,160,000 |
| Interest-bearing deposits | 15,013,000 | 15,683,000 | 19,905,000 | 20,366,000 |
| Noninterest-bearing deposits | 2,958,000 | 3,427,000 | 2,753,000 | 2,794,000 |
| Equity capital | 1,869,000 | 1,880,000 | 1,710,000 | 1,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 646,000 | 1,026,000 | 1,331,000 |
| Interest expense | 176,000 | 349,000 | 529,000 | 738,000 |
| Net interest income | 145,000 | 297,000 | 497,000 | 593,000 |
| Noninterest income | 9,000 | 25,000 | 39,000 | 28,000 |
| Noninterest expense | 128,000 | 273,000 | 436,000 | 662,000 |
| Provision for loan losses | 12,000 | 24,000 | 244,000 | 500,000 |
| Pretax income | 14,000 | 25,000 | -144,000 | -541,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 14,000 | 25,000 | -145,000 | -541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,869,000 | 1,880,000 | 1,710,000 | 1,314,000 |
| Total capital | 2,009,000 | 2,012,000 | 1,961,000 | 1,571,000 |
| Risk-weighted assets | 20,091,000 | 16,123,000 | 19,988,000 | 20,261,000 |