Call reports 2006
BANK OF LEETON — 2006
What BANK OF LEETON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,992,000 | 11,056,000 | 12,575,000 | 12,436,000 |
| Total loans | 7,487,000 | 7,761,000 | 8,823,000 | 9,077,000 |
| Allowance for loan losses | 107,000 | 86,000 | 76,000 | 89,000 |
| Securities available for sale | 494,000 | 298,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,717,000 | 9,794,000 | 11,021,000 | 10,848,000 |
| Interest-bearing deposits | 6,784,000 | 6,808,000 | 7,991,000 | 8,025,000 |
| Noninterest-bearing deposits | 2,933,000 | 2,986,000 | 3,031,000 | 2,824,000 |
| Equity capital | 1,191,000 | 1,205,000 | 1,467,000 | 1,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 339,000 | 539,000 | 771,000 |
| Interest expense | 66,000 | 138,000 | 219,000 | 320,000 |
| Net interest income | 94,000 | 201,000 | 320,000 | 451,000 |
| Noninterest income | 8,000 | 25,000 | 33,000 | 40,000 |
| Noninterest expense | 90,000 | 181,000 | 278,000 | 378,000 |
| Provision for loan losses | 6,000 | 29,000 | 37,000 | 49,000 |
| Pretax income | 6,000 | 16,000 | 38,000 | 64,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 16,000 | 38,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,079,000 | 1,096,000 | 1,467,000 | 1,494,000 |
| Total capital | 1,186,000 | 1,182,000 | 1,542,000 | 1,583,000 |
| Risk-weighted assets | 11,099,000 | 11,142,000 | 12,651,000 | 12,525,000 |