Call reports 2005
BANK OF LEETON — 2005
What BANK OF LEETON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,310,000 | 8,949,000 | 9,032,000 | 10,335,000 |
| Total loans | 5,669,000 | 6,077,000 | 6,456,000 | 7,241,000 |
| Allowance for loan losses | 160,000 | 157,000 | 119,000 | 118,000 |
| Securities available for sale | 491,000 | 491,000 | 492,000 | 492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,063,000 | 7,674,000 | 7,792,000 | 9,077,000 |
| Interest-bearing deposits | 4,832,000 | 4,470,000 | 4,576,000 | 5,697,000 |
| Noninterest-bearing deposits | 3,231,000 | 3,204,000 | 3,216,000 | 3,380,000 |
| Equity capital | 1,192,000 | 1,213,000 | 1,177,000 | 1,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 115,000 | 235,000 | 373,000 | 513,000 |
| Interest expense | 34,000 | 66,000 | 100,000 | 150,000 |
| Net interest income | 81,000 | 169,000 | 273,000 | 363,000 |
| Noninterest income | 0 | 26,000 | 44,000 | 65,000 |
| Noninterest expense | 86,000 | 178,000 | 279,000 | 381,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | -41,000 | -19,000 | 2,000 | 11,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 5,000 |
| Net income | -43,000 | -22,000 | -1,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,028,000 | 1,052,000 | 1,074,000 | 1,081,000 |
| Total capital | 1,146,000 | 1,166,000 | 1,193,000 | 1,199,000 |
| Risk-weighted assets | 9,428,000 | 9,057,000 | 9,151,000 | 10,453,000 |