Call reports 2004
BANK OF LEETON — 2004
What BANK OF LEETON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,257,000 | 8,641,000 | 10,314,000 | 10,044,000 |
| Total loans | 6,758,000 | 6,021,000 | 6,720,000 | 6,632,000 |
| Allowance for loan losses | 98,000 | 112,000 | 114,000 | 133,000 |
| Securities available for sale | 497,000 | 493,000 | 496,000 | 494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,758,000 | 7,270,000 | 8,973,000 | 8,749,000 |
| Interest-bearing deposits | 4,664,000 | 4,509,000 | 6,178,000 | 5,619,000 |
| Noninterest-bearing deposits | 3,094,000 | 2,761,000 | 2,795,000 | 3,130,000 |
| Equity capital | 1,426,000 | 1,287,000 | 1,283,000 | 1,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 260,000 | 393,000 | 534,000 |
| Interest expense | 29,000 | 57,000 | 89,000 | 126,000 |
| Net interest income | 105,000 | 203,000 | 304,000 | 408,000 |
| Noninterest income | 12,000 | 27,000 | 45,000 | 65,000 |
| Noninterest expense | 77,000 | 148,000 | 232,000 | 378,000 |
| Provision for loan losses | 9,000 | 123,000 | 127,000 | 147,000 |
| Pretax income | 31,000 | -41,000 | -10,000 | -52,000 |
| Income tax | 8,000 | 22,000 | 0 | 1,000 |
| Net income | 23,000 | -63,000 | -10,000 | -53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,200,000 | 1,059,000 | 1,118,000 | 1,073,000 |
| Total capital | 1,298,000 | 1,161,000 | 1,232,000 | 1,200,000 |
| Risk-weighted assets | 9,355,000 | 8,520,000 | 10,428,000 | 10,171,000 |