Call reports 2003
BANK OF LEETON — 2003
What BANK OF LEETON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,529,000 | 7,240,000 | 7,847,000 | 9,062,000 |
| Total loans | 4,116,000 | 4,747,000 | 5,985,000 | 6,433,000 |
| Allowance for loan losses | 64,000 | 73,000 | 83,000 | 86,000 |
| Securities available for sale | 504,000 | 501,000 | 497,000 | 498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,895,000 | 5,759,000 | 6,403,000 | 7,580,000 |
| Interest-bearing deposits | 1,938,000 | 2,550,000 | 3,492,000 | 4,402,000 |
| Noninterest-bearing deposits | 2,957,000 | 3,209,000 | 2,911,000 | 3,178,000 |
| Equity capital | 2,593,000 | 1,416,000 | 1,376,000 | 1,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 92,000 | 190,000 | 305,000 | 432,000 |
| Interest expense | 17,000 | 36,000 | 61,000 | 86,000 |
| Net interest income | 75,000 | 154,000 | 244,000 | 346,000 |
| Noninterest income | 13,000 | 40,000 | 53,000 | 65,000 |
| Noninterest expense | 74,000 | 140,000 | 207,000 | 278,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 33,000 |
| Pretax income | 4,000 | 35,000 | 62,000 | 99,000 |
| Income tax | 1,000 | 9,000 | 16,000 | 25,000 |
| Net income | 3,000 | 26,000 | 46,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,307,000 | 1,130,000 | 1,146,000 | 1,174,000 |
| Total capital | 2,371,000 | 1,203,000 | 1,229,000 | 1,261,000 |
| Risk-weighted assets | 7,593,000 | 7,313,000 | 7,930,000 | 9,148,000 |