Call reports 2024
LEGACY STATE BANK — 2024
What LEGACY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 170,113,000 | 173,256,000 | 173,002,000 | 172,758,000 |
| Total loans | 110,391,000 | 121,056,000 | 116,801,000 | 119,165,000 |
| Allowance for loan losses | 1,532,000 | 1,465,000 | 1,499,000 | 1,434,000 |
| Securities available for sale | 30,584,000 | 30,582,000 | 32,996,000 | 31,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,199,000 | 148,538,000 | 146,964,000 | 146,851,000 |
| Interest-bearing deposits | 123,810,000 | 123,642,000 | 122,298,000 | 124,333,000 |
| Noninterest-bearing deposits | 22,389,000 | 24,896,000 | 24,666,000 | 22,518,000 |
| Equity capital | 17,759,000 | 18,454,000 | 19,764,000 | 19,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,676,000 | 7,173,000 | 9,675,000 |
| Interest expense | 892,000 | 1,822,000 | 2,771,000 | 3,678,000 |
| Net interest income | 1,347,000 | 2,854,000 | 4,402,000 | 5,997,000 |
| Noninterest income | 32,000 | 96,000 | 160,000 | 210,000 |
| Noninterest expense | 904,000 | 1,864,000 | 2,775,000 | 3,867,000 |
| Provision for loan losses | 10,000 | -62,000 | -32,000 | -111,000 |
| Pretax income | 465,000 | 1,066,000 | 1,737,000 | 2,290,000 |
| Income tax | 87,000 | 192,000 | 338,000 | 473,000 |
| Net income | 378,000 | 874,000 | 1,399,000 | 1,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,448,000 | 20,048,000 | 20,719,000 | 21,273,000 |
| Total capital | 20,980,000 | 21,595,000 | 22,300,000 | 22,868,000 |
| Risk-weighted assets | 128,617,000 | 137,341,000 | 136,237,000 | 139,955,000 |
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