Call reports 2023
LEGACY STATE BANK — 2023
What LEGACY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,966,000 | 152,565,000 | 153,109,000 | 158,194,000 |
| Total loans | 93,060,000 | 98,892,000 | 101,696,000 | 108,814,000 |
| Allowance for loan losses | 1,331,000 | 1,352,000 | 1,371,000 | 1,391,000 |
| Securities available for sale | 36,368,000 | 34,388,000 | 30,919,000 | 30,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,209,000 | 129,961,000 | 130,627,000 | 134,560,000 |
| Interest-bearing deposits | 105,045,000 | 102,604,000 | 104,063,000 | 113,338,000 |
| Noninterest-bearing deposits | 26,164,000 | 27,357,000 | 26,564,000 | 21,222,000 |
| Equity capital | 16,607,000 | 16,380,000 | 16,274,000 | 17,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,190,000 | 5,025,000 | 7,033,000 |
| Interest expense | 380,000 | 910,000 | 1,569,000 | 2,304,000 |
| Net interest income | 1,182,000 | 2,280,000 | 3,456,000 | 4,729,000 |
| Noninterest income | 62,000 | 117,000 | 167,000 | 205,000 |
| Noninterest expense | 855,000 | 1,754,000 | 2,586,000 | 3,511,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 374,000 | 612,000 | 967,000 | 1,338,000 |
| Income tax | 73,000 | 121,000 | 195,000 | 271,000 |
| Net income | 301,000 | 491,000 | 772,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,018,000 | 18,256,000 | 18,611,000 | 18,983,000 |
| Total capital | 19,350,000 | 19,608,000 | 19,982,000 | 20,374,000 |
| Risk-weighted assets | 113,603,000 | 115,091,000 | 117,650,000 | 122,698,000 |
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