Call reports 2022
LEGACY STATE BANK — 2022
What LEGACY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 148,009,000 | 151,499,000 | 148,162,000 | 151,320,000 |
| Total loans | 101,494,000 | 98,855,000 | 96,700,000 | 93,526,000 |
| Allowance for loan losses | 1,459,000 | 1,459,000 | 1,459,000 | 1,315,000 |
| Securities available for sale | 26,758,000 | 30,992,000 | 34,671,000 | 35,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,198,000 | 138,687,000 | 135,654,000 | 135,263,000 |
| Interest-bearing deposits | 99,864,000 | 104,582,000 | 102,441,000 | 102,882,000 |
| Noninterest-bearing deposits | 34,334,000 | 34,105,000 | 33,213,000 | 32,381,000 |
| Equity capital | 13,697,000 | 12,660,000 | 12,335,000 | 15,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,539,000 | 3,993,000 | 5,552,000 |
| Interest expense | 65,000 | 131,000 | 221,000 | 471,000 |
| Net interest income | 1,163,000 | 2,408,000 | 3,772,000 | 5,081,000 |
| Noninterest income | 68,000 | 136,000 | 204,000 | 189,000 |
| Noninterest expense | 759,000 | 1,553,000 | 2,260,000 | 3,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 994,000 | 1,719,000 | 2,230,000 |
| Income tax | 0 | 0 | 0 | -1,892,000 |
| Net income | 475,000 | 994,000 | 1,719,000 | 4,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,740,000 | 16,260,000 | 16,984,000 | 17,645,000 |
| Total capital | 17,199,000 | 17,719,000 | 18,410,000 | 18,960,000 |
| Risk-weighted assets | 116,800,000 | 117,332,000 | 114,067,000 | 113,680,000 |