Call reports 2020
LEGACY STATE BANK — 2020
What LEGACY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,794,000 | 132,422,000 | 132,207,000 | 134,591,000 |
| Total loans | 90,798,000 | 104,415,000 | 105,668,000 | 98,705,000 |
| Allowance for loan losses | 1,176,000 | 1,181,000 | 1,240,000 | 1,417,000 |
| Securities available for sale | 11,984,000 | 13,216,000 | 15,180,000 | 15,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,521,000 | 115,801,000 | 115,230,000 | 119,251,000 |
| Interest-bearing deposits | 78,531,000 | 89,042,000 | 89,753,000 | 93,240,000 |
| Noninterest-bearing deposits | 18,990,000 | 26,759,000 | 25,477,000 | 26,011,000 |
| Equity capital | 12,163,000 | 12,394,000 | 12,737,000 | 13,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,607,000 | 3,874,000 | 5,303,000 |
| Interest expense | 271,000 | 503,000 | 703,000 | 865,000 |
| Net interest income | 955,000 | 2,104,000 | 3,171,000 | 4,438,000 |
| Noninterest income | 39,000 | -297,000 | -250,000 | -213,000 |
| Noninterest expense | 728,000 | 1,418,000 | 2,078,000 | 2,728,000 |
| Provision for loan losses | 110,000 | 116,000 | 175,000 | 347,000 |
| Pretax income | 301,000 | 449,000 | 844,000 | 1,333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 449,000 | 844,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,131,000 | 12,279,000 | 12,670,000 | 13,163,000 |
| Total capital | 13,300,000 | 13,452,000 | 13,861,000 | 14,425,000 |
| Risk-weighted assets | 93,512,000 | 93,867,000 | 95,196,000 | 100,840,000 |