Call reports 2019
LEGACY STATE BANK — 2019
What LEGACY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,248,000 | 111,603,000 | 110,746,000 | 109,034,000 |
| Total loans | 82,083,000 | 86,788,000 | 87,574,000 | 87,755,000 |
| Allowance for loan losses | 984,000 | 1,042,000 | 1,064,000 | 1,065,000 |
| Securities available for sale | 12,668,000 | 11,418,000 | 12,321,000 | 12,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,671,000 | 94,290,000 | 95,201,000 | 93,145,000 |
| Interest-bearing deposits | 68,663,000 | 73,147,000 | 76,741,000 | 77,374,000 |
| Noninterest-bearing deposits | 19,008,000 | 21,143,000 | 18,460,000 | 15,771,000 |
| Equity capital | 10,469,000 | 11,113,000 | 11,383,000 | 11,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,373,000 | 3,655,000 | 4,903,000 |
| Interest expense | 201,000 | 451,000 | 751,000 | 1,039,000 |
| Net interest income | 947,000 | 1,922,000 | 2,904,000 | 3,864,000 |
| Noninterest income | 61,000 | 103,000 | -36,000 | 14,000 |
| Noninterest expense | 587,000 | 1,214,000 | 1,831,000 | 2,427,000 |
| Provision for loan losses | 48,000 | 106,000 | 128,000 | 129,000 |
| Pretax income | 374,000 | 713,000 | 926,000 | 1,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 713,000 | 926,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,865,000 | 11,204,000 | 11,417,000 | 11,830,000 |
| Total capital | 11,849,000 | 12,246,000 | 12,481,000 | 12,896,000 |
| Risk-weighted assets | 90,016,000 | 94,114,000 | 96,533,000 | 93,003,000 |