Call reports 2018
LEGACY STATE BANK — 2018
What LEGACY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,216,000 | 96,400,000 | 99,121,000 | 98,598,000 |
| Total loans | 70,034,000 | 72,441,000 | 74,857,000 | 78,087,000 |
| Allowance for loan losses | 777,000 | 841,000 | 906,000 | 936,000 |
| Securities available for sale | 13,060,000 | 12,684,000 | 13,161,000 | 13,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,174,000 | 82,123,000 | 84,728,000 | 80,958,000 |
| Interest-bearing deposits | 58,611,000 | 63,870,000 | 65,910,000 | 65,039,000 |
| Noninterest-bearing deposits | 16,563,000 | 18,253,000 | 18,818,000 | 15,919,000 |
| Equity capital | 9,164,000 | 9,332,000 | 9,502,000 | 9,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,904,000 | 2,944,000 | 4,030,000 |
| Interest expense | 108,000 | 249,000 | 409,000 | 572,000 |
| Net interest income | 796,000 | 1,655,000 | 2,535,000 | 3,458,000 |
| Noninterest income | 32,000 | 71,000 | 119,000 | 148,000 |
| Noninterest expense | 618,000 | 1,262,000 | 1,870,000 | 2,548,000 |
| Provision for loan losses | 65,000 | 129,000 | 194,000 | 224,000 |
| Pretax income | 145,000 | 335,000 | 590,000 | 834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 335,000 | 590,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,803,000 | 9,993,000 | 10,248,000 | 10,492,000 |
| Total capital | 10,580,000 | 10,834,000 | 11,154,000 | 11,428,000 |
| Risk-weighted assets | 75,828,000 | 79,265,000 | 81,798,000 | 85,194,000 |