Call reports 2017
LEGACY STATE BANK — 2017
What LEGACY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,363,000 | 79,411,000 | 80,902,000 | 86,869,000 |
| Total loans | 51,812,000 | 56,228,000 | 57,316,000 | 62,710,000 |
| Allowance for loan losses | 637,000 | 661,000 | 670,000 | 712,000 |
| Securities available for sale | 16,946,000 | 12,798,000 | 13,187,000 | 13,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,028,000 | 70,336,000 | 71,890,000 | 73,283,000 |
| Interest-bearing deposits | 55,751,000 | 54,899,000 | 54,703,000 | 57,643,000 |
| Noninterest-bearing deposits | 14,277,000 | 15,437,000 | 17,187,000 | 15,640,000 |
| Equity capital | 3,494,000 | 4,155,000 | 4,154,000 | 8,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,506,000 | 2,295,000 | 3,182,000 |
| Interest expense | 102,000 | 204,000 | 307,000 | 412,000 |
| Net interest income | 647,000 | 1,302,000 | 1,988,000 | 2,770,000 |
| Noninterest income | -94,000 | -55,000 | -38,000 | -2,000 |
| Noninterest expense | 661,000 | 1,340,000 | 1,982,000 | 2,613,000 |
| Provision for loan losses | 21,000 | 52,000 | 83,000 | 126,000 |
| Pretax income | -125,000 | -143,000 | -109,000 | 35,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -125,000 | -143,000 | -109,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,928,000 | 4,412,000 | 4,458,000 | 9,165,000 |
| Total capital | 4,565,000 | 5,073,000 | 5,128,000 | 9,877,000 |
| Risk-weighted assets | 59,661,000 | 63,096,000 | 61,436,000 | 67,995,000 |