Call reports 2012
LEGACY STATE BANK — 2012
What LEGACY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,586,000 | 71,654,000 | 71,301,000 | 69,738,000 |
| Total loans | 35,956,000 | 35,467,000 | 37,438,000 | 38,277,000 |
| Allowance for loan losses | 932,000 | 894,000 | 899,000 | 883,000 |
| Securities available for sale | 15,428,000 | 14,378,000 | 12,902,000 | 8,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,608,000 | 61,975,000 | 61,985,000 | 60,989,000 |
| Interest-bearing deposits | 57,523,000 | 56,411,000 | 56,158,000 | 54,695,000 |
| Noninterest-bearing deposits | 6,085,000 | 5,564,000 | 5,827,000 | 6,294,000 |
| Equity capital | 5,101,000 | 4,770,000 | 4,382,000 | 3,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,087,000 | 1,636,000 | 2,187,000 |
| Interest expense | 167,000 | 327,000 | 480,000 | 621,000 |
| Net interest income | 368,000 | 760,000 | 1,156,000 | 1,566,000 |
| Noninterest income | 49,000 | -164,000 | -560,000 | -503,000 |
| Noninterest expense | 1,019,000 | 1,574,000 | 2,283,000 | 3,182,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | -622,000 | -926,000 | -1,620,000 | -2,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -622,000 | -926,000 | -1,620,000 | -2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,191,000 | 4,887,000 | 4,194,000 | 3,788,000 |
| Total capital | 5,851,000 | 5,571,000 | 4,907,000 | 4,456,000 |
| Risk-weighted assets | 54,380,000 | 54,518,000 | 56,824,000 | 53,206,000 |