Call reports 2011
LEGACY STATE BANK — 2011
What LEGACY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 90,364,000 | 81,440,000 | 79,543,000 | 74,737,000 |
| Total loans | 38,939,000 | 38,789,000 | 35,129,000 | 34,584,000 |
| Allowance for loan losses | 1,150,000 | 906,000 | 892,000 | 894,000 |
| Securities available for sale | 26,942,000 | 17,302,000 | 21,382,000 | 20,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,506,000 | 66,186,000 | 65,834,000 | 64,305,000 |
| Interest-bearing deposits | 62,786,000 | 61,954,000 | 61,392,000 | 59,640,000 |
| Noninterest-bearing deposits | 3,720,000 | 4,232,000 | 4,442,000 | 4,665,000 |
| Equity capital | 5,934,000 | 5,319,000 | 3,743,000 | 5,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,397,000 | 2,013,000 | 2,606,000 |
| Interest expense | 316,000 | 584,000 | 838,000 | 1,075,000 |
| Net interest income | 394,000 | 813,000 | 1,175,000 | 1,531,000 |
| Noninterest income | 44,000 | 85,000 | 140,000 | 257,000 |
| Noninterest expense | 923,000 | 1,729,000 | 3,755,000 | 4,926,000 |
| Provision for loan losses | 0 | 640,000 | 640,000 | 640,000 |
| Pretax income | -485,000 | -1,458,000 | -3,022,000 | -3,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -485,000 | -1,458,000 | -3,022,000 | -3,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,318,000 | 5,344,000 | 3,781,000 | 5,784,000 |
| Total capital | 7,000,000 | 6,016,000 | 4,313,000 | 6,437,000 |
| Risk-weighted assets | 54,111,000 | 53,504,000 | 56,855,000 | 54,180,000 |