Call reports 2013
BANK OF BELTON — 2013
What BANK OF BELTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 44,932,000 | 45,804,000 | 46,010,000 | 45,417,000 |
| Total loans | 20,330,000 | 19,265,000 | 19,267,000 | 18,664,000 |
| Allowance for loan losses | 496,000 | 455,000 | 451,000 | 453,000 |
| Securities available for sale | 8,844,000 | 8,664,000 | 6,512,000 | 6,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,073,000 | 43,116,000 | 43,438,000 | 43,245,000 |
| Interest-bearing deposits | 33,766,000 | 34,836,000 | 34,525,000 | 34,742,000 |
| Noninterest-bearing deposits | 8,307,000 | 8,280,000 | 8,913,000 | 8,503,000 |
| Equity capital | 2,791,000 | 2,548,000 | 2,417,000 | 2,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 532,000 | 808,000 | 1,077,000 |
| Interest expense | 28,000 | 55,000 | 78,000 | 97,000 |
| Net interest income | 249,000 | 477,000 | 730,000 | 980,000 |
| Noninterest income | 66,000 | 208,000 | 268,000 | 240,000 |
| Noninterest expense | 525,000 | 971,000 | 1,416,000 | 1,952,000 |
| Provision for loan losses | 0 | 164,000 | 164,000 | 164,000 |
| Pretax income | -210,000 | -450,000 | -582,000 | -896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -210,000 | -450,000 | -582,000 | -896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,373,000 | 2,131,000 | 1,999,000 | 1,678,000 |
| Total capital | 2,682,000 | 2,423,000 | 2,290,000 | 1,970,000 |
| Risk-weighted assets | 24,542,000 | 23,224,000 | 23,099,000 | 23,193,000 |