Call reports 2012
BANK OF BELTON — 2012
What BANK OF BELTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,775,000 | 45,651,000 | 45,790,000 | 47,867,000 |
| Total loans | 22,489,000 | 21,954,000 | 20,787,000 | 20,116,000 |
| Allowance for loan losses | 496,000 | 466,000 | 464,000 | 500,000 |
| Securities available for sale | 5,512,000 | 5,502,000 | 6,499,000 | 7,850,000 |
| Securities held to maturity | 1,055,000 | 979,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,603,000 | 42,786,000 | 42,512,000 | 44,832,000 |
| Interest-bearing deposits | 35,305,000 | 34,319,000 | 34,247,000 | 36,492,000 |
| Noninterest-bearing deposits | 8,298,000 | 8,467,000 | 8,265,000 | 8,340,000 |
| Equity capital | 3,008,000 | 2,655,000 | 3,195,000 | 3,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 658,000 | 968,000 | 1,255,000 |
| Interest expense | 38,000 | 73,000 | 108,000 | 141,000 |
| Net interest income | 300,000 | 585,000 | 860,000 | 1,114,000 |
| Noninterest income | 370,000 | 625,000 | 1,425,000 | 1,450,000 |
| Noninterest expense | 812,000 | 1,483,000 | 2,067,000 | 2,535,000 |
| Provision for loan losses | 0 | 208,000 | 207,000 | 207,000 |
| Pretax income | -142,000 | -481,000 | 11,000 | -178,000 |
| Income tax | 28,000 | 36,000 | 0 | 0 |
| Net income | -170,000 | -517,000 | 11,000 | -178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,561,000 | 2,213,000 | 2,775,000 | 2,585,000 |
| Total capital | 2,910,000 | 2,555,000 | 3,095,000 | 2,934,000 |
| Risk-weighted assets | 27,757,000 | 27,247,000 | 25,491,000 | 27,731,000 |