Call reports 2011
BANK OF BELTON — 2011
What BANK OF BELTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,918,000 | 53,883,000 | 49,219,000 | 47,289,000 |
| Total loans | 26,539,000 | 25,974,000 | 24,646,000 | 22,726,000 |
| Allowance for loan losses | 557,000 | 554,000 | 465,000 | 494,000 |
| Securities available for sale | 4,549,000 | 10,543,000 | 5,533,000 | 6,025,000 |
| Securities held to maturity | 1,345,000 | 1,030,000 | 1,029,000 | 1,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,181,000 | 50,238,000 | 45,680,000 | 43,982,000 |
| Interest-bearing deposits | 34,788,000 | 41,780,000 | 36,868,000 | 35,767,000 |
| Noninterest-bearing deposits | 7,393,000 | 8,458,000 | 8,812,000 | 8,215,000 |
| Equity capital | 3,605,000 | 3,514,000 | 3,411,000 | 3,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 808,000 | 1,183,000 | 1,530,000 |
| Interest expense | 50,000 | 101,000 | 149,000 | 195,000 |
| Net interest income | 374,000 | 707,000 | 1,034,000 | 1,335,000 |
| Noninterest income | 394,000 | 681,000 | 1,005,000 | 1,322,000 |
| Noninterest expense | 780,000 | 1,485,000 | 2,221,000 | 3,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | -12,000 | -97,000 | -182,000 | -389,000 |
| Income tax | 21,000 | 27,000 | 41,000 | 58,000 |
| Net income | -33,000 | -124,000 | -223,000 | -447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,731,000 | 2,661,000 | 2,560,000 | 2,333,000 |
| Total capital | 3,116,000 | 3,060,000 | 2,951,000 | 2,695,000 |
| Risk-weighted assets | 30,615,000 | 31,737,000 | 31,231,000 | 28,817,000 |