Call reports 2010
BANK OF BELTON — 2010
What BANK OF BELTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,237,000 | 47,252,000 | 46,151,000 | 46,856,000 |
| Total loans | 30,222,000 | 30,371,000 | 30,115,000 | 28,331,000 |
| Allowance for loan losses | 591,000 | 575,000 | 1,008,000 | 581,000 |
| Securities available for sale | 4,533,000 | 4,562,000 | 4,570,000 | 4,555,000 |
| Securities held to maturity | 1,232,000 | 1,308,000 | 1,332,000 | 1,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,463,000 | 42,602,000 | 42,080,000 | 43,108,000 |
| Interest-bearing deposits | 33,930,000 | 33,350,000 | 33,880,000 | 34,803,000 |
| Noninterest-bearing deposits | 9,533,000 | 9,252,000 | 8,200,000 | 8,305,000 |
| Equity capital | 4,667,000 | 4,556,000 | 3,966,000 | 3,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 947,000 | 1,452,000 | 1,890,000 |
| Interest expense | 84,000 | 158,000 | 222,000 | 278,000 |
| Net interest income | 393,000 | 789,000 | 1,230,000 | 1,612,000 |
| Noninterest income | 345,000 | 662,000 | 802,000 | 864,000 |
| Noninterest expense | 800,000 | 1,624,000 | 2,299,000 | 3,043,000 |
| Provision for loan losses | 0 | 30,000 | 520,000 | 520,000 |
| Pretax income | -62,000 | -203,000 | -787,000 | -1,087,000 |
| Income tax | 19,000 | 9,000 | 23,000 | 44,000 |
| Net income | -81,000 | -212,000 | -810,000 | -1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,711,000 | 3,592,000 | 3,000,000 | 2,715,000 |
| Total capital | 4,143,000 | 4,015,000 | 3,405,000 | 3,148,000 |
| Risk-weighted assets | 34,415,000 | 33,652,000 | 31,824,000 | 33,698,000 |