Call reports 2009
BANK OF BELTON — 2009
What BANK OF BELTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,866,000 | 51,659,000 | 51,837,000 | 49,789,000 |
| Total loans | 34,864,000 | 35,541,000 | 34,425,000 | 28,415,000 |
| Allowance for loan losses | 665,000 | 761,000 | 758,000 | 645,000 |
| Securities available for sale | 6,102,000 | 4,712,000 | 4,706,000 | 4,520,000 |
| Securities held to maturity | 1,288,000 | 1,239,000 | 1,208,000 | 1,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,612,000 | 46,510,000 | 46,622,000 | 44,971,000 |
| Interest-bearing deposits | 37,053,000 | 37,347,000 | 37,408,000 | 35,965,000 |
| Noninterest-bearing deposits | 9,559,000 | 9,163,000 | 9,214,000 | 9,006,000 |
| Equity capital | 5,039,000 | 4,923,000 | 4,988,000 | 4,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,178,000 | 1,736,000 | 2,235,000 |
| Interest expense | 121,000 | 232,000 | 339,000 | 432,000 |
| Net interest income | 444,000 | 946,000 | 1,397,000 | 1,803,000 |
| Noninterest income | 344,000 | 630,000 | 960,000 | 1,117,000 |
| Noninterest expense | 910,000 | 1,746,000 | 2,576,000 | 3,335,000 |
| Provision for loan losses | 122,000 | 218,000 | 218,000 | 318,000 |
| Pretax income | -244,000 | -388,000 | -437,000 | -600,000 |
| Income tax | -83,000 | -131,000 | -244,000 | -262,000 |
| Net income | -161,000 | -257,000 | -193,000 | -338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,413,000 | 4,305,000 | 4,232,000 | 4,002,000 |
| Total capital | 4,858,000 | 4,745,000 | 4,702,000 | 4,416,000 |
| Risk-weighted assets | 35,351,000 | 35,650,000 | 37,292,000 | 32,858,000 |