Call reports 2008
BANK OF BELTON — 2008
What BANK OF BELTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,798,000 | 52,385,000 | 52,270,000 | 53,840,000 |
| Total loans | 33,458,000 | 34,070,000 | 33,649,000 | 34,278,000 |
| Allowance for loan losses | 729,000 | 726,000 | 579,000 | 549,000 |
| Securities available for sale | 5,305,000 | 7,787,000 | 7,039,000 | 6,406,000 |
| Securities held to maturity | 1,207,000 | 1,057,000 | 1,362,000 | 1,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,835,000 | 46,610,000 | 46,730,000 | 48,488,000 |
| Interest-bearing deposits | 36,738,000 | 37,202,000 | 37,177,000 | 37,970,000 |
| Noninterest-bearing deposits | 9,097,000 | 9,408,000 | 9,553,000 | 10,518,000 |
| Equity capital | 5,493,000 | 5,334,000 | 5,142,000 | 5,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,467,000 | 2,109,000 | 2,715,000 |
| Interest expense | 215,000 | 404,000 | 571,000 | 729,000 |
| Net interest income | 583,000 | 1,063,000 | 1,538,000 | 1,986,000 |
| Noninterest income | 523,000 | 823,000 | 1,142,000 | 1,531,000 |
| Noninterest expense | 881,000 | 1,804,000 | 2,701,000 | 3,563,000 |
| Provision for loan losses | 181,000 | 181,000 | 358,000 | 358,000 |
| Pretax income | 109,000 | -34,000 | -314,000 | -326,000 |
| Income tax | 45,000 | 3,000 | -78,000 | -62,000 |
| Net income | 64,000 | -37,000 | -236,000 | -264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,930,000 | 4,808,000 | 4,548,000 | 4,593,000 |
| Total capital | 5,369,000 | 5,243,000 | 4,982,000 | 5,044,000 |
| Risk-weighted assets | 34,836,000 | 34,543,000 | 34,600,000 | 36,017,000 |