Call reports 2007
BANK OF BELTON — 2007
What BANK OF BELTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,108,000 | 60,310,000 | 58,783,000 | 55,617,000 |
| Total loans | 38,329,000 | 34,778,000 | 31,552,000 | 33,276,000 |
| Allowance for loan losses | 1,144,000 | 820,000 | 869,000 | 872,000 |
| Securities available for sale | 10,655,000 | 10,734,000 | 9,549,000 | 8,830,000 |
| Securities held to maturity | 1,135,000 | 1,099,000 | 1,175,000 | 1,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,998,000 | 54,359,000 | 52,931,000 | 49,813,000 |
| Interest-bearing deposits | 44,644,000 | 43,944,000 | 42,730,000 | 40,789,000 |
| Noninterest-bearing deposits | 13,354,000 | 10,415,000 | 10,201,000 | 9,024,000 |
| Equity capital | 5,583,000 | 5,443,000 | 5,367,000 | 5,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,783,000 | 2,689,000 | 3,479,000 |
| Interest expense | 336,000 | 653,000 | 940,000 | 1,191,000 |
| Net interest income | 565,000 | 1,130,000 | 1,749,000 | 2,288,000 |
| Noninterest income | 312,000 | 584,000 | 857,000 | 1,181,000 |
| Noninterest expense | 786,000 | 1,632,000 | 2,553,000 | 3,445,000 |
| Provision for loan losses | 75,000 | 214,000 | 289,000 | 289,000 |
| Pretax income | 16,000 | -132,000 | -236,000 | -265,000 |
| Income tax | 10,000 | -20,000 | 7,000 | -33,000 |
| Net income | 6,000 | -112,000 | -243,000 | -232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,149,000 | 4,925,000 | 4,794,000 | 4,805,000 |
| Total capital | 5,677,000 | 5,421,000 | 5,256,000 | 5,242,000 |
| Risk-weighted assets | 41,645,000 | 39,334,000 | 36,525,000 | 34,510,000 |