Call reports 2006
BANK OF BELTON — 2006
What BANK OF BELTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,800,000 | 66,993,000 | 66,959,000 | 63,773,000 |
| Total loans | 53,010,000 | 48,657,000 | 47,589,000 | 44,131,000 |
| Allowance for loan losses | 267,000 | 1,062,000 | 1,257,000 | 1,293,000 |
| Securities available for sale | 7,694,000 | 6,401,000 | 6,479,000 | 6,446,000 |
| Securities held to maturity | 1,013,000 | 1,061,000 | 1,061,000 | 1,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,301,000 | 59,518,000 | 60,890,000 | 57,796,000 |
| Interest-bearing deposits | 47,329,000 | 47,459,000 | 47,289,000 | 44,294,000 |
| Noninterest-bearing deposits | 12,972,000 | 12,059,000 | 13,601,000 | 13,502,000 |
| Equity capital | 6,025,000 | 4,994,000 | 5,485,000 | 5,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,362,000 | 3,544,000 | 4,635,000 |
| Interest expense | 357,000 | 716,000 | 1,091,000 | 1,413,000 |
| Net interest income | 769,000 | 1,646,000 | 2,453,000 | 3,222,000 |
| Noninterest income | 245,000 | 499,000 | 725,000 | 1,021,000 |
| Noninterest expense | 940,000 | 1,861,000 | 2,674,000 | 3,574,000 |
| Provision for loan losses | 30,000 | 1,286,000 | 1,286,000 | 1,357,000 |
| Pretax income | 44,000 | -1,002,000 | -782,000 | -688,000 |
| Income tax | 21,000 | 16,000 | -226,000 | -197,000 |
| Net income | 23,000 | -1,018,000 | -556,000 | -491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,657,000 | 4,616,000 | 5,078,000 | 5,143,000 |
| Total capital | 5,924,000 | 5,231,000 | 5,681,000 | 5,704,000 |
| Risk-weighted assets | 47,714,000 | 48,744,000 | 47,578,000 | 44,131,000 |