Call reports 2005
BANK OF BELTON — 2005
What BANK OF BELTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,171,000 | 57,855,000 | 63,936,000 | 69,921,000 |
| Total loans | 34,396,000 | 38,983,000 | 45,784,000 | 50,431,000 |
| Allowance for loan losses | 235,000 | 234,000 | 229,000 | 237,000 |
| Securities available for sale | 11,929,000 | 11,920,000 | 11,329,000 | 10,316,000 |
| Securities held to maturity | 913,000 | 938,000 | 1,039,000 | 1,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,080,000 | 46,867,000 | 50,366,000 | 58,650,000 |
| Interest-bearing deposits | 34,520,000 | 34,812,000 | 38,236,000 | 44,151,000 |
| Noninterest-bearing deposits | 12,560,000 | 12,055,000 | 12,130,000 | 14,499,000 |
| Equity capital | 5,814,000 | 5,809,000 | 5,951,000 | 5,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,402,000 | 2,269,000 | 3,270,000 |
| Interest expense | 91,000 | 227,000 | 421,000 | 721,000 |
| Net interest income | 561,000 | 1,175,000 | 1,848,000 | 2,549,000 |
| Noninterest income | 257,000 | 478,000 | 756,000 | 1,002,000 |
| Noninterest expense | 835,000 | 1,713,000 | 2,500,000 | 3,348,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 20,000 |
| Pretax income | -27,000 | -70,000 | 94,000 | 183,000 |
| Income tax | 9,000 | 13,000 | 28,000 | 64,000 |
| Net income | -36,000 | -83,000 | 66,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,500,000 | 5,452,000 | 5,601,000 | 5,634,000 |
| Total capital | 5,735,000 | 5,686,000 | 5,830,000 | 5,871,000 |
| Risk-weighted assets | 39,824,000 | 42,564,000 | 47,979,000 | 49,439,000 |