Call reports 2004
BANK OF BELTON — 2004
What BANK OF BELTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,108,000 | 56,164,000 | 53,674,000 | 52,110,000 |
| Total loans | 28,030,000 | 27,772,000 | 27,239,000 | 30,741,000 |
| Allowance for loan losses | 278,000 | 277,000 | 271,000 | 272,000 |
| Securities available for sale | 18,030,000 | 16,862,000 | 16,358,000 | 12,243,000 |
| Securities held to maturity | 951,000 | 902,000 | 1,003,000 | 988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,663,000 | 49,840,000 | 47,499,000 | 46,098,000 |
| Interest-bearing deposits | 37,862,000 | 37,260,000 | 36,355,000 | 33,935,000 |
| Noninterest-bearing deposits | 12,801,000 | 12,580,000 | 11,144,000 | 12,163,000 |
| Equity capital | 6,273,000 | 6,175,000 | 6,002,000 | 5,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,093,000 | 1,660,000 | 2,239,000 |
| Interest expense | 106,000 | 203,000 | 296,000 | 379,000 |
| Net interest income | 453,000 | 890,000 | 1,364,000 | 1,860,000 |
| Noninterest income | 274,000 | 660,000 | 919,000 | 1,187,000 |
| Noninterest expense | 907,000 | 1,693,000 | 2,589,000 | 3,548,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | -180,000 | -143,000 | -316,000 | -513,000 |
| Income tax | 0 | 3,000 | 9,000 | -130,000 |
| Net income | -180,000 | -146,000 | -325,000 | -383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,770,000 | 5,804,000 | 5,593,000 | 5,535,000 |
| Total capital | 6,048,000 | 6,081,000 | 5,864,000 | 5,807,000 |
| Risk-weighted assets | 34,197,000 | 33,626,000 | 32,571,000 | 35,275,000 |