Call reports 2003
BANK OF BELTON — 2003
What BANK OF BELTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,724,000 | 59,877,000 | 57,225,000 | 57,493,000 |
| Total loans | 26,381,000 | 25,265,000 | 24,673,000 | 25,263,000 |
| Allowance for loan losses | 360,000 | 361,000 | 358,000 | 356,000 |
| Securities available for sale | 22,337,000 | 20,866,000 | 22,716,000 | 16,699,000 |
| Securities held to maturity | 987,000 | 988,000 | 1,019,000 | 1,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,738,000 | 52,947,000 | 50,443,000 | 50,921,000 |
| Interest-bearing deposits | 41,442,000 | 38,807,000 | 38,287,000 | 38,064,000 |
| Noninterest-bearing deposits | 11,296,000 | 14,140,000 | 12,156,000 | 12,857,000 |
| Equity capital | 6,685,000 | 6,703,000 | 6,559,000 | 6,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,301,000 | 1,927,000 | 2,499,000 |
| Interest expense | 168,000 | 309,000 | 428,000 | 538,000 |
| Net interest income | 498,000 | 992,000 | 1,499,000 | 1,961,000 |
| Noninterest income | 335,000 | 670,000 | 906,000 | 1,216,000 |
| Noninterest expense | 788,000 | 1,540,000 | 2,354,000 | 3,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 122,000 | 13,000 | 38,000 |
| Income tax | 10,000 | 36,000 | 8,000 | 20,000 |
| Net income | 35,000 | 86,000 | 5,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 6,090,000 | 6,007,000 | 5,950,000 |
| Total capital | 6,427,000 | 6,451,000 | 6,365,000 | 6,306,000 |
| Risk-weighted assets | 33,111,000 | 33,115,000 | 31,290,000 | 34,468,000 |