Call reports 2002
BANK OF BELTON — 2002
What BANK OF BELTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,634,000 | 58,487,000 | 61,615,000 | 59,691,000 |
| Total loans | 29,279,000 | 28,328,000 | 30,988,000 | 26,451,000 |
| Allowance for loan losses | 387,000 | 377,000 | 361,000 | 362,000 |
| Securities available for sale | 21,857,000 | 21,408,000 | 20,256,000 | 23,982,000 |
| Securities held to maturity | 820,000 | 871,000 | 872,000 | 854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,017,000 | 51,574,000 | 54,484,000 | 52,657,000 |
| Interest-bearing deposits | 43,175,000 | 41,437,000 | 42,963,000 | 43,578,000 |
| Noninterest-bearing deposits | 9,842,000 | 10,137,000 | 11,521,000 | 9,079,000 |
| Equity capital | 6,336,000 | 6,571,000 | 6,713,000 | 6,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,677,000 | 2,496,000 | 3,276,000 |
| Interest expense | 255,000 | 462,000 | 662,000 | 849,000 |
| Net interest income | 597,000 | 1,215,000 | 1,834,000 | 2,427,000 |
| Noninterest income | 268,000 | 547,000 | 831,000 | 1,144,000 |
| Noninterest expense | 761,000 | 1,494,000 | 2,263,000 | 3,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 268,000 | 402,000 | 600,000 |
| Income tax | 32,000 | 96,000 | 147,000 | 223,000 |
| Net income | 72,000 | 172,000 | 255,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,867,000 | 5,926,000 | 6,009,000 | 6,032,000 |
| Total capital | 6,254,000 | 6,303,000 | 6,370,000 | 6,394,000 |
| Risk-weighted assets | 35,053,000 | 33,441,000 | 35,579,000 | 31,836,000 |