Call reports 2001
BANK OF BELTON — 2001
What BANK OF BELTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,402,000 | 63,545,000 | 61,736,000 | 64,859,000 |
| Total loans | 34,419,000 | 32,693,000 | 31,616,000 | 30,701,000 |
| Allowance for loan losses | 404,000 | 400,000 | 400,000 | 393,000 |
| Securities available for sale | 12,652,000 | 17,394,000 | 17,566,000 | 21,949,000 |
| Securities held to maturity | 703,000 | 750,000 | 751,000 | 717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,879,000 | 56,929,000 | 54,917,000 | 58,123,000 |
| Interest-bearing deposits | 45,003,000 | 47,637,000 | 44,844,000 | 47,666,000 |
| Noninterest-bearing deposits | 9,876,000 | 9,292,000 | 10,073,000 | 10,457,000 |
| Equity capital | 6,083,000 | 6,180,000 | 6,352,000 | 6,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,273,000 | 3,288,000 | 4,224,000 |
| Interest expense | 500,000 | 942,000 | 1,345,000 | 1,670,000 |
| Net interest income | 670,000 | 1,331,000 | 1,943,000 | 2,554,000 |
| Noninterest income | 253,000 | 495,000 | 772,000 | 1,145,000 |
| Noninterest expense | 806,000 | 1,547,000 | 2,309,000 | 3,109,000 |
| Provision for loan losses | 15,000 | 15,000 | 20,000 | 20,000 |
| Pretax income | 102,000 | 266,000 | 386,000 | 572,000 |
| Income tax | 36,000 | 97,000 | 142,000 | 210,000 |
| Net income | 66,000 | 169,000 | 244,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,509,000 | 5,601,000 | 5,715,000 | 5,795,000 |
| Total capital | 5,913,000 | 6,001,000 | 6,115,000 | 6,188,000 |
| Risk-weighted assets | 38,656,000 | 42,787,000 | 42,236,000 | 40,389,000 |