Call reports 2006
STATE BANK AND TRUST — 2006
What STATE BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 155,798,000 | 153,792,000 |
| Total loans | 115,778,000 | 117,910,000 |
| Allowance for loan losses | 1,552,000 | 1,553,000 |
| Securities available for sale | 22,547,000 | 21,030,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 141,014,000 | 138,375,000 |
| Interest-bearing deposits | 123,091,000 | 119,848,000 |
| Noninterest-bearing deposits | 17,923,000 | 18,527,000 |
| Equity capital | 13,057,000 | 13,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 2,324,000 | 4,762,000 |
| Interest expense | 956,000 | 2,012,000 |
| Net interest income | 1,368,000 | 2,750,000 |
| Noninterest income | 115,000 | 256,000 |
| Noninterest expense | 956,000 | 1,980,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 527,000 | 1,026,000 |
| Income tax | 177,000 | 350,000 |
| Net income | 350,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 11,913,000 | 12,237,000 |
| Total capital | 13,453,000 | 13,790,000 |
| Risk-weighted assets | 123,209,000 | 132,784,000 |