Call reports 2004

STATE BANK AND TRUST — 2004

Name: STATE BANK AND TRUST — FFIEC call report 2004
Creator: STATE BANK AND TRUST

What STATE BANK AND TRUST reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a3e07bc3-959f-4dab-851e-1140361d60e9/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	129,609,000	134,265,000	139,171,000	144,870,000
Total loans	100,823,000	100,173,000	102,511,000	112,160,000
Allowance for loan losses	1,398,000	1,410,000	1,452,000	1,461,000
Securities available for sale	17,042,000	20,474,000	19,191,000	22,518,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	117,274,000	121,713,000	125,872,000	131,676,000
Interest-bearing deposits	103,123,000	107,516,000	109,572,000	115,982,000
Noninterest-bearing deposits	14,151,000	14,197,000	16,300,000	15,694,000
Equity capital	10,647,000	10,694,000	11,062,000	11,265,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,473,000	2,983,000	4,573,000	6,318,000
Interest expense	447,000	935,000	1,452,000	1,999,000
Net interest income	1,026,000	2,048,000	3,121,000	4,319,000
Noninterest income	98,000	192,000	307,000	405,000
Noninterest expense	799,000	1,573,000	2,428,000	3,277,000
Provision for loan losses	42,000	84,000	127,000	168,000
Pretax income	311,000	611,000	901,000	1,307,000
Income tax	107,000	207,000	302,000	445,000
Net income	204,000	404,000	599,000	862,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,275,000	9,506,000	9,702,000	9,910,000
Total capital	10,509,000	10,744,000	11,029,000	11,337,000
Risk-weighted assets	98,583,000	99,043,000	105,997,000	114,198,000