Call reports 2003

STATE BANK AND TRUST — 2003

Name: STATE BANK AND TRUST — FFIEC call report 2003
Creator: STATE BANK AND TRUST

What STATE BANK AND TRUST reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a3e07bc3-959f-4dab-851e-1140361d60e9/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	109,563,000	118,821,000	123,429,000	125,424,000
Total loans	83,249,000	86,948,000	89,095,000	97,669,000
Allowance for loan losses	1,261,000	1,305,000	1,319,000	1,354,000
Securities available for sale	9,655,000	9,313,000	11,018,000	14,341,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	98,338,000	107,634,000	111,994,000	111,839,000
Interest-bearing deposits	85,291,000	93,689,000	96,075,000	97,302,000
Noninterest-bearing deposits	13,047,000	13,945,000	15,919,000	14,537,000
Equity capital	9,383,000	9,543,000	9,699,000	10,360,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,356,000	2,740,000	4,149,000	5,594,000
Interest expense	493,000	954,000	1,413,000	1,860,000
Net interest income	863,000	1,786,000	2,736,000	3,734,000
Noninterest income	125,000	259,000	381,000	463,000
Noninterest expense	720,000	1,454,000	2,211,000	2,954,000
Provision for loan losses	45,000	90,000	135,000	180,000
Pretax income	223,000	501,000	771,000	1,063,000
Income tax	81,000	181,000	271,000	371,000
Net income	142,000	320,000	500,000	692,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	7,774,000	8,008,000	8,187,000	8,870,000
Total capital	8,879,000	9,173,000	9,347,000	10,135,000
Risk-weighted assets	87,886,000	93,091,000	92,641,000	100,875,000