Call reports 2001
STATE BANK AND TRUST — 2001
What STATE BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,866,000 | 81,787,000 | 82,087,000 | 86,400,000 |
| Total loans | 48,034,000 | 56,104,000 | 64,808,000 | 65,064,000 |
| Allowance for loan losses | 729,000 | 790,000 | 825,000 | 945,000 |
| Securities available for sale | 20,005,000 | 9,962,000 | 9,973,000 | 9,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,512,000 | 71,975,000 | 71,927,000 | 76,383,000 |
| Interest-bearing deposits | 63,595,000 | 62,009,000 | 61,543,000 | 66,949,000 |
| Noninterest-bearing deposits | 9,917,000 | 9,966,000 | 10,384,000 | 9,434,000 |
| Equity capital | 8,143,000 | 8,604,000 | 8,778,000 | 8,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,884,000 | 4,231,000 | 5,592,000 |
| Interest expense | 882,000 | 1,654,000 | 2,362,000 | 2,965,000 |
| Net interest income | 504,000 | 1,230,000 | 1,869,000 | 2,627,000 |
| Noninterest income | 70,000 | 77,000 | 205,000 | 309,000 |
| Noninterest expense | 578,000 | 1,208,000 | 1,805,000 | 2,402,000 |
| Provision for loan losses | 60,000 | 121,000 | 217,000 | 336,000 |
| Pretax income | -42,000 | 0 | 74,000 | 220,000 |
| Income tax | 0 | 0 | 0 | 42,000 |
| Net income | -42,000 | 0 | 74,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,038,000 | 6,613,000 | 6,720,000 | 6,946,000 |
| Total capital | 6,767,000 | 7,400,000 | 7,545,000 | 7,860,000 |
| Risk-weighted assets | 58,427,000 | 64,309,000 | 69,655,000 | 73,117,000 |