Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 109,837,000 | 108,959,000 | 110,493,000 | 111,369,000 |
| Total loans | 84,616,000 | 91,123,000 | 88,016,000 | 93,655,000 |
| Allowance for loan losses | 1,025,000 | 1,059,000 | 1,038,000 | 1,063,000 |
| Securities available for sale | 9,998,000 | 9,224,000 | 9,052,000 | 9,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,814,000 | 96,868,000 | 97,596,000 | 100,495,000 |
| Interest-bearing deposits | 71,882,000 | 71,788,000 | 72,644,000 | 76,408,000 |
| Noninterest-bearing deposits | 25,932,000 | 25,080,000 | 24,952,000 | 24,087,000 |
| Equity capital | 11,139,000 | 11,871,000 | 12,557,000 | 10,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,928,000 | 5,942,000 | 7,955,000 |
| Interest expense | 318,000 | 628,000 | 949,000 | 1,283,000 |
| Net interest income | 1,598,000 | 3,300,000 | 4,993,000 | 6,672,000 |
| Noninterest income | 308,000 | 601,000 | 865,000 | 1,125,000 |
| Noninterest expense | 979,000 | 1,992,000 | 3,006,000 | 4,018,000 |
| Provision for loan losses | 26,000 | 34,000 | 79,000 | 105,000 |
| Pretax income | 901,000 | 1,859,000 | 2,757,000 | 3,658,000 |
| Income tax | 215,000 | 439,000 | 690,000 | 915,000 |
| Net income | 686,000 | 1,420,000 | 2,067,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,242,000 | 11,976,000 | 12,623,000 | 10,698,000 |
| Total capital | 12,152,000 | 12,945,000 | 13,569,000 | 11,700,000 |
| Risk-weighted assets | 72,629,000 | 77,347,000 | 75,553,000 | 80,040,000 |