Call reports 2024
COMMUNITY BANK — 2024
What COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 111,271,000 | 113,136,000 | 112,357,000 | 108,107,000 |
| Total loans | 81,994,000 | 88,269,000 | 87,240,000 | 87,677,000 |
| Allowance for loan losses | 944,000 | 968,000 | 980,000 | 997,000 |
| Securities available for sale | 18,138,000 | 17,907,000 | 15,515,000 | 10,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,304,000 | 101,331,000 | 99,572,000 | 97,106,000 |
| Interest-bearing deposits | 72,501,000 | 72,170,000 | 72,425,000 | 71,148,000 |
| Noninterest-bearing deposits | 27,803,000 | 29,161,000 | 27,147,000 | 25,958,000 |
| Equity capital | 10,501,000 | 11,333,000 | 12,192,000 | 10,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,786,000 | 5,794,000 | 7,814,000 |
| Interest expense | 259,000 | 540,000 | 852,000 | 1,168,000 |
| Net interest income | 1,531,000 | 3,246,000 | 4,942,000 | 6,646,000 |
| Noninterest income | 246,000 | 521,000 | 785,000 | 1,046,000 |
| Noninterest expense | 935,000 | 1,863,000 | 2,805,000 | 3,783,000 |
| Provision for loan losses | 22,000 | 45,000 | 72,000 | 89,000 |
| Pretax income | 820,000 | 1,859,000 | 2,850,000 | 3,812,000 |
| Income tax | 196,000 | 447,000 | 672,000 | 901,000 |
| Net income | 624,000 | 1,412,000 | 2,178,000 | 2,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,769,000 | 11,556,000 | 12,322,000 | 10,556,000 |
| Total capital | 11,650,000 | 12,506,000 | 13,256,000 | 11,489,000 |
| Risk-weighted assets | 70,410,000 | 75,909,000 | 74,665,000 | 74,523,000 |