Call reports 2023
COMMUNITY BANK — 2023
What COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 109,327,000 | 108,261,000 | 108,374,000 | 106,781,000 |
| Total loans | 73,856,000 | 74,789,000 | 78,301,000 | 81,071,000 |
| Allowance for loan losses | 874,000 | 899,000 | 916,000 | 919,000 |
| Securities available for sale | 22,737,000 | 20,746,000 | 20,632,000 | 19,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,114,000 | 97,644,000 | 96,983,000 | 96,693,000 |
| Interest-bearing deposits | 71,699,000 | 68,796,000 | 69,736,000 | 69,377,000 |
| Noninterest-bearing deposits | 27,415,000 | 28,848,000 | 27,247,000 | 27,316,000 |
| Equity capital | 9,905,000 | 10,392,000 | 11,083,000 | 9,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,102,000 | 4,775,000 | 6,538,000 |
| Interest expense | 140,000 | 293,000 | 484,000 | 720,000 |
| Net interest income | 1,355,000 | 2,809,000 | 4,291,000 | 5,818,000 |
| Noninterest income | 249,000 | 522,000 | 778,000 | 1,035,000 |
| Noninterest expense | 883,000 | 1,796,000 | 2,701,000 | 3,671,000 |
| Provision for loan losses | 46,000 | 51,000 | 69,000 | 78,000 |
| Pretax income | 675,000 | 1,484,000 | 2,299,000 | 3,104,000 |
| Income tax | 161,000 | 355,000 | 537,000 | 729,000 |
| Net income | 514,000 | 1,129,000 | 1,762,000 | 2,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,284,000 | 10,899,000 | 11,532,000 | 10,145,000 |
| Total capital | 11,108,000 | 11,739,000 | 12,398,000 | 11,027,000 |
| Risk-weighted assets | 65,821,000 | 67,078,000 | 69,158,000 | 70,484,000 |