Call reports 2022
COMMUNITY BANK — 2022
What COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 109,325,000 | 114,586,000 | 112,390,000 | 112,176,000 |
| Total loans | 63,971,000 | 64,749,000 | 65,743,000 | 70,290,000 |
| Allowance for loan losses | 820,000 | 829,000 | 837,000 | 851,000 |
| Securities available for sale | 16,950,000 | 16,801,000 | 18,666,000 | 22,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,048,000 | 105,151,000 | 102,664,000 | 102,775,000 |
| Interest-bearing deposits | 74,126,000 | 77,702,000 | 74,880,000 | 75,046,000 |
| Noninterest-bearing deposits | 25,922,000 | 27,449,000 | 27,784,000 | 27,729,000 |
| Equity capital | 9,111,000 | 9,317,000 | 9,671,000 | 9,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,152,000 | 3,413,000 | 4,826,000 |
| Interest expense | 68,000 | 144,000 | 239,000 | 356,000 |
| Net interest income | 959,000 | 2,008,000 | 3,174,000 | 4,470,000 |
| Noninterest income | 304,000 | 591,000 | 835,000 | 1,090,000 |
| Noninterest expense | 861,000 | 1,716,000 | 2,551,000 | 3,395,000 |
| Provision for loan losses | 2,000 | 12,000 | 20,000 | 36,000 |
| Pretax income | 400,000 | 871,000 | 1,438,000 | 2,129,000 |
| Income tax | 94,000 | 203,000 | 333,000 | 496,000 |
| Net income | 306,000 | 668,000 | 1,105,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,301,000 | 9,663,000 | 10,101,000 | 9,828,000 |
| Total capital | 10,074,000 | 10,450,000 | 10,900,000 | 10,653,000 |
| Risk-weighted assets | 61,872,000 | 62,961,000 | 63,887,000 | 66,048,000 |