Call reports 2021
COMMUNITY BANK — 2021
What COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 103,542,000 | 106,832,000 | 106,694,000 | 105,894,000 |
| Total loans | 59,384,000 | 60,523,000 | 59,466,000 | 62,202,000 |
| Allowance for loan losses | 813,000 | 815,000 | 818,000 | 818,000 |
| Securities available for sale | 10,250,000 | 11,257,000 | 13,565,000 | 15,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,097,000 | 98,097,000 | 97,707,000 | 96,822,000 |
| Interest-bearing deposits | 71,750,000 | 74,302,000 | 73,810,000 | 73,184,000 |
| Noninterest-bearing deposits | 23,347,000 | 23,795,000 | 23,897,000 | 23,638,000 |
| Equity capital | 8,289,000 | 8,643,000 | 8,890,000 | 9,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,198,000 | 3,195,000 | 4,218,000 |
| Interest expense | 74,000 | 141,000 | 206,000 | 273,000 |
| Net interest income | 1,030,000 | 2,057,000 | 2,989,000 | 3,945,000 |
| Noninterest income | 245,000 | 499,000 | 748,000 | 1,019,000 |
| Noninterest expense | 768,000 | 1,587,000 | 2,442,000 | 3,283,000 |
| Provision for loan losses | 14,000 | 22,000 | 28,000 | 26,000 |
| Pretax income | 493,000 | 947,000 | 1,267,000 | 1,655,000 |
| Income tax | 120,000 | 222,000 | 296,000 | 388,000 |
| Net income | 373,000 | 725,000 | 971,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,201,000 | 8,553,000 | 8,799,000 | 8,996,000 |
| Total capital | — | 9,260,000 | 9,500,000 | 9,734,000 |
| Risk-weighted assets | — | 56,510,000 | 55,987,000 | 59,032,000 |