Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 89,456,000 | 94,608,000 | 93,516,000 | 95,878,000 |
| Total loans | 62,181,000 | 63,016,000 | 60,493,000 | 57,768,000 |
| Allowance for loan losses | 729,000 | 785,000 | 784,000 | 797,000 |
| Securities available for sale | 11,066,000 | 9,994,000 | 11,063,000 | 10,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,048,000 | 86,103,000 | 84,653,000 | 87,893,000 |
| Interest-bearing deposits | 62,873,000 | 65,471,000 | 63,453,000 | 67,284,000 |
| Noninterest-bearing deposits | 18,175,000 | 20,632,000 | 21,200,000 | 20,609,000 |
| Equity capital | 7,701,000 | 8,341,000 | 8,713,000 | 7,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,315,000 | 3,385,000 | 4,397,000 |
| Interest expense | 130,000 | 226,000 | 315,000 | 397,000 |
| Net interest income | 999,000 | 2,089,000 | 3,070,000 | 4,000,000 |
| Noninterest income | 261,000 | 518,000 | 776,000 | 1,044,000 |
| Noninterest expense | 710,000 | 1,402,000 | 2,136,000 | 2,867,000 |
| Provision for loan losses | 0 | 53,000 | 100,000 | 130,000 |
| Pretax income | 550,000 | 1,161,000 | 1,619,000 | 2,056,000 |
| Income tax | 133,000 | 254,000 | 363,000 | 468,000 |
| Net income | 417,000 | 907,000 | 1,256,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,757,000 | 8,247,000 | 8,597,000 | 7,828,000 |
| Total capital | 8,452,000 | — | — | — |
| Risk-weighted assets | 55,628,000 | — | — | — |