Call reports 2019
COMMUNITY BANK — 2019
What COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 87,790,000 | 88,085,000 | 88,152,000 | 87,138,000 |
| Total loans | 66,699,000 | 66,601,000 | 64,754,000 | 63,104,000 |
| Allowance for loan losses | 706,000 | 715,000 | 734,000 | 729,000 |
| Securities available for sale | 7,545,000 | 7,330,000 | 6,712,000 | 8,419,000 |
| Securities held to maturity | 1,627,000 | 1,276,000 | 1,275,000 | 1,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,037,000 | 79,891,000 | 79,081,000 | 79,667,000 |
| Interest-bearing deposits | 63,255,000 | 62,037,000 | 61,126,000 | 62,526,000 |
| Noninterest-bearing deposits | 16,782,000 | 17,854,000 | 17,955,000 | 17,141,000 |
| Equity capital | 7,595,000 | 8,058,000 | 8,545,000 | 7,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,388,000 | 3,614,000 | 4,804,000 |
| Interest expense | 133,000 | 281,000 | 430,000 | 573,000 |
| Net interest income | 1,064,000 | 2,107,000 | 3,184,000 | 4,231,000 |
| Noninterest income | 274,000 | 591,000 | 896,000 | 1,191,000 |
| Noninterest expense | 717,000 | 1,447,000 | 2,145,000 | 2,785,000 |
| Provision for loan losses | 21,000 | 79,000 | 109,000 | 148,000 |
| Pretax income | 600,000 | 1,172,000 | 1,826,000 | 2,489,000 |
| Income tax | 146,000 | 285,000 | 453,000 | 615,000 |
| Net income | 454,000 | 887,000 | 1,373,000 | 1,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,620,000 | 8,053,000 | 8,539,000 | 7,340,000 |
| Total capital | 8,326,000 | 8,768,000 | 9,253,000 | 8,040,000 |
| Risk-weighted assets | 59,506,000 | 59,450,000 | 57,170,000 | 56,042,000 |