Call reports 2018
COMMUNITY BANK — 2018
What COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,339,000 | 86,479,000 | 84,763,000 | 85,846,000 |
| Total loans | 60,343,000 | 62,793,000 | 64,361,000 | 65,360,000 |
| Allowance for loan losses | 589,000 | 594,000 | 636,000 | 685,000 |
| Securities available for sale | 8,263,000 | 8,268,000 | 7,628,000 | 7,511,000 |
| Securities held to maturity | 2,681,000 | 2,470,000 | 1,629,000 | 1,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,368,000 | 79,163,000 | 76,938,000 | 78,258,000 |
| Interest-bearing deposits | 59,714,000 | 59,531,000 | 59,036,000 | 60,953,000 |
| Noninterest-bearing deposits | 19,654,000 | 19,632,000 | 17,902,000 | 17,305,000 |
| Equity capital | 6,730,000 | 7,157,000 | 7,636,000 | 7,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,159,000 | 3,335,000 | 4,525,000 |
| Interest expense | 85,000 | 177,000 | 283,000 | 405,000 |
| Net interest income | 969,000 | 1,982,000 | 3,052,000 | 4,120,000 |
| Noninterest income | 301,000 | 621,000 | 917,000 | 1,214,000 |
| Noninterest expense | 706,000 | 1,454,000 | 2,194,000 | 2,898,000 |
| Provision for loan losses | 3,000 | 37,000 | 84,000 | 144,000 |
| Pretax income | 561,000 | 1,112,000 | 1,691,000 | 2,292,000 |
| Income tax | 130,000 | 258,000 | 341,000 | 479,000 |
| Net income | 431,000 | 854,000 | 1,350,000 | 1,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,784,000 | 7,207,000 | 7,703,000 | 7,166,000 |
| Total capital | 7,373,000 | 7,801,000 | 8,339,000 | 7,851,000 |
| Risk-weighted assets | 54,604,000 | 55,625,000 | 57,314,000 | 58,400,000 |