Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,616,000 | 84,388,000 | 82,315,000 | 81,680,000 |
| Total loans | 50,193,000 | 51,889,000 | 52,987,000 | 56,299,000 |
| Allowance for loan losses | 515,000 | 530,000 | 524,000 | 568,000 |
| Securities available for sale | 0 | 1,571,000 | 2,175,000 | 2,164,000 |
| Securities held to maturity | 24,603,000 | 22,191,000 | 18,584,000 | 17,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,414,000 | 76,891,000 | 74,980,000 | 75,346,000 |
| Interest-bearing deposits | 61,162,000 | 59,856,000 | 59,407,000 | 59,406,000 |
| Noninterest-bearing deposits | 18,252,000 | 17,035,000 | 15,573,000 | 15,940,000 |
| Equity capital | 6,470,000 | 6,789,000 | 7,113,000 | 6,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,832,000 | 2,808,000 | 3,793,000 |
| Interest expense | 70,000 | 141,000 | 210,000 | 282,000 |
| Net interest income | 831,000 | 1,691,000 | 2,598,000 | 3,511,000 |
| Noninterest income | 265,000 | 559,000 | 841,000 | 1,115,000 |
| Noninterest expense | 656,000 | 1,313,000 | 1,989,000 | 2,610,000 |
| Provision for loan losses | 19,000 | 39,000 | 57,000 | 112,000 |
| Pretax income | 421,000 | 898,000 | 1,393,000 | 1,904,000 |
| Income tax | 134,000 | 291,000 | 457,000 | 629,000 |
| Net income | 287,000 | 607,000 | 936,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,470,000 | 6,789,000 | 7,118,000 | 6,257,000 |
| Total capital | 6,985,000 | 7,319,000 | 7,642,000 | 6,825,000 |
| Risk-weighted assets | 48,110,000 | 50,182,000 | 49,570,000 | 50,949,000 |